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Revolut Business

Global business banking with multi-currency accounts and low FX fees

From $0/mo

About Revolut Business

Revolut Business provides businesses with local account details in GBP, EUR, USD, and other currencies, enabling them to collect and hold money internationally without high conversion fees. Exchange rates are interbank with a small markup, making international transfers significantly cheaper than traditional banks. The platform includes corporate card issuance, spend controls, and automated expense management with receipt capture. API access allows businesses to automate payments and integrate banking into their products. Revolut Business is not a fully licensed bank in all regions, so deposit protection varies by country — an important consideration for larger balances. It is popular with SMEs, freelancers, and scale-ups operating across Europe and beyond.

Key Features

Multi-currency accounts (30+ currencies)
Interbank FX rates on exchanges
International SWIFT and SEPA transfers
Corporate card issuance with spend controls
Expense management and receipt capture
Bulk payment processing
Open banking API
Team permission controls

Pros & Cons

Pros

  • • Significantly lower FX fees than traditional banks
  • • Fast account setup — fully online in hours not weeks
  • • Multi-currency holding avoids constant conversion
  • • Modern interface and mobile app are best-in-class

Cons

  • • Not a fully licensed bank in all regions — limited deposit protection
  • • Customer support is chat-only and can be slow
  • • Account freezes reported for unusual transaction patterns
  • • Not suitable as a sole banking provider for large cash reserves

Best For

International SMEs E-commerce businesses Freelancers and contractors Startups and scale-ups

Quick Info

Category
finance
Pricing Model
Starting Price
Free

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