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Gusto

Full-service payroll, benefits, and HR for growing businesses

From $0/mo

About Gusto

Gusto simplifies payroll by calculating, filing, and paying federal, state, and local taxes automatically. The platform supports unlimited payroll runs, multiple pay schedules, and direct deposit. Beyond payroll, Gusto offers employee benefits including health insurance, 401(k), FSA, and commuter benefits through an integrated marketplace. Its HR tools include onboarding workflows, time tracking, PTO management, and an employee self-service portal. Gusto is US-only and particularly strong for businesses with 1-500 employees that want a single platform for HR and payroll. Integration with popular accounting software like QuickBooks and Xero keeps the books in sync.

Key Features

Automated federal and state tax filing
Unlimited payroll runs
W-2 and 1099 processing
Employee benefits marketplace
401(k) integration
Time and attendance tracking
Employee self-service portal
Onboarding workflows

Pros & Cons

Pros

  • • Tax filing is genuinely fully automated — zero manual work
  • • Benefits marketplace makes offering health insurance accessible to small businesses
  • • Clean, intuitive interface that employees actually like using
  • • Strong compliance tooling for multi-state payroll

Cons

  • • US-only — no international payroll support
  • • Per-employee pricing adds up quickly for growing teams
  • • Customer support can be slow during peak tax periods
  • • Benefits administration limited to certain US states

Best For

US small businesses Startups hiring first employees Remote-first companies HR teams under 500 employees

Quick Info

Category
finance
Pricing Model
Starting Price
Free

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